Georgia Insurance Information Portal

What is the Purpose of Insurance in Georgia

The purpose of insurance in Georgia is to protect businesses and individuals from personal risks, liability risks, or property risks that may otherwise lead to larger losses. Insurance contracts function to allow you (the insured) to transfer your risks to the insurance provider, by paying a fee (premium) for this protection.

What Organizations Provide Protection to Insurance Consumers in Georgia and What Do They Do?

The state of Georgia protects its residents on the insurance market in multiple ways. Besides the overall regulation through the Georgia Office of Insurance and Safety Fire Commissioner (OCI), state guaranty associations also play a pivotal role in the stability of the industry as a whole.

How Insurance Works in Georgia

Insurance in Georgia is offered by the government, private, and public organizations...

The Most Important Insurance

The desire to feel safe and secure is one of the basic human needs. Insurance helps us do just that, by making sure that we ourselves, the people around us, and our stuff are covered, in case of an emergency, loss, or damage.