About 17 percent of adults living in Cobb County under the age of 65 do not have proper health insurance. This is below the Georgia state average of 19 percent. In the region, Fulton County has the lowest percentage among the group, while the highest uninsured rate in the area is in Bartow County.
Colquitt County has the highest uninsured adult rate in the entire Georgia state, nearly 30%, while the lowest, at around 11%, is in Oconee County.
More than 16 percent of adults in Cobb County report health problems. Around 25 percent of the Cobb County population do not exercise regularly. Roughly 31 percent of adults living in Cobb County are obese (with a BMI of 30 or more), which is lower than the Georgia state average of 33 percent. In the area, Fulton County has the lowest percentage of adults with obesity (29%), while the highest is in Douglas County (over 34%).
In 2022, 110,847 Cobb County residents were registered in Medicare, with the following utilization:
|COBB COUNTY - MEDICARE||Usage|
|Original Medicare Part A and Part B||45%|
|Medicare Advantage and Other Health Plan Part A and Part B Beneficiaries||46%|
|Medicare Part D (Medigap)||34%|
|Medicare Advantage Prescription Drug Plan||43%|
At least 11 health insurance companies provide affordable and often subsidized ACA health insurance in Cobb County, on and off the federally-operated Georgia health insurance marketplace. In 2022, almost 50 thousand Cobb County residents were enrolled in private individual-market ACA plans.
There are around 615,976 private and commercial automobiles registered in Cobb County. This number represents about 7% of all registered vehicles in the state of Georgia.
Around 77 percent of adults driving in Cobb County travel to and from work alone, and more than half of those daily trips last more than half an hour.
Statistics show that casualties from vehicular accidents in Cobb County occur at an approximate rate of 9 per 100 thousand vehicles on the road: around 56 crashes being fatal yearly.
In 2021, there were an estimated 27,273 accidents in Cobb County that led to 10,413 injuries and 79 fatalities as stated by the Georgia Department of Transportation (GDOT). On the other hand, 248 motorcycle crashes were recorded that same year which led to 208 injuries and 16 fatalities.
Around 21% of casualties in Cobb County are caused by alcohol-impaired driving.
Same with most of Georgia state’s residences where 65% of its homes are occupied by homeowners, the majority of the estimated 312,946 homes in Cobb County are also owner-occupied. In the area, Paulding County has the highest percentage of homeowners, while the lowest is found in Fulton County.
Across the state of Georgia, the highest proportion of owner-occupied homes is found in Harris County, over 89%, while Chattahoochee County has the highest proportion of residences for rent (76%).
In Cobb County, approximately 14 percent of homes encounter housing problems, poor plumbing, overcrowding, or issues with the kitchen. In 12 percent of dwellings, residents spend over half of their earnings just on housing.
|COUNTY||Average Life Expectancy|
The residents of Cobb County have an average life expectancy of about 80 years old, which is above the Georgia state average (77) and also the highest in the region. Among the neighboring counties, Bartow County has the lowest average life expectancy, followed by Douglas County.
The lowest average life expectancy in the state of Georgia is found in Miller County, at 69.5 years, while the longest life span is in Forsyth County (82.3).
In 2022, there were an estimated 101,106 senior residents (65 and older) in Cobb County.
47% of Americans did not have an active life insurance policy of any type in the year 2022.
Life insurance premiums are based on the age of the insured when the policy starts, among other aspects. The younger you are when you lock in your best rate, the more you save in premiums over the period of the policy.
14 percent of the adults in Cobb County smoke, and this lifestyle will likely affect the life insurance costs of approximately 83 thousand adults who may have to pay up to 4 times compared to non-smokers. A smoker’s life expectancy is considered shorter, making them more of a risk than people who do not smoke.
Besides the death benefit, Cash Value life insurance can be used for Living Benefits by the insured while they are still alive, to borrow against it, or even used as a source of tax-free retirement income.
The average price of a funeral in Cobb County is around $8,300, which is significantly higher than the Georgia state average ($5,900) and also the highest among its neighbors. In the area, Fulton County has the most affordable funerals (averaging $6,200), followed by Cherokee County ($6,300). Jones County tends to have the most expensive funerals in the state of Georgia, (≈ $11,700), while Jefferson County is the least expensive ($4,000).
Commercial insurance needs differ between each of the roughly 21 thousand business establishments in Cobb County, as part of the Marietta metro area. The largest job-creating sectors are:
Professional, Scientific, & Technical Services
Health Care & Social Assistance
By speaking with an insurance agent licensed to help Cobb County’s residents and businesses, expect the agent to do the following for you:
analyze your needs and restrictions,
review your current policy to make sure that the coverages are reflective of the current needs and the local insurance market. If updates are needed, the agent help to enact them,
research the locally available plans that fit your needs and is usually able to find a better deal than what a consumer can find on their own,
check for available savings and bundling discounts,
provide you with the available options of coverage,
explain how the differences between the options affect you once you start using each insurance product,
assist you with the application process and getting quotes,
answer all of your questions about coverages and costs - as it pertains to your specific situations
conduct annual review of your policies, to make sure that the existing coverages meet your current insurance needs.