Columbia County

Columbia County - Health Statistics and Analysis

Approximately 15% of Columbia County’s adult residents do not have proper health insurance coverage. This rate is lower than the Georgia state average of 19% and is the lowest among its adjacent neighbors, with Lincoln County and McDuffie County having the highest uninsured adult rate in the region.
Statewide, Colquitt County has the highest uninsured adult rate, with almost 30%. In contrast, the lowest rate is reported in Oconee County, at around 11% of the adult residents.
Around 1 in 6 adults in Columbia County experience problems with health. This is partially because 1 out of 4 residents of Columbia County fails to engage in physical exercise activities. Furthermore, nearly 31% of the Columbia County adult residents are considered obese (with a BMI of 30 or more), which is 2 percentage points lower than the average in the state of Georgia (33%) and the lowest among its immediate neighbors, with Richmond County having the highest obesity rate in the region, at 39%, followed by McDuffie County and Lincoln County, both at 38%.
In 2022, 26,054 Columbia County residents were enrolled in Medicare, with the following utilization:

At least 11 health insurance companies offer inexpensive and frequently subsidized ACA health insurance in Columbia County, on and off the federally-operated Georgia health insurance marketplace. In 2022, nearly 11 thousand Columbia County residents were enrolled in private individual-market ACA plans.

Columbia County - Driving Statistics and Analysis

Approximately 131,355 personal and commercial vehicles consider Columbia County highways their home. This number constitutes roughly 1.5% of all vehicles registered in the entire state of Georgia.
Around 86% of adult drivers in Columbia County travel to and from work by themselves, and about a third of those trips last for more than 30 minutes.

Motor Vehicle Crashes in Columbia County

In Columbia County, traffic-related fatalities happen at a rate of 10 per 100,000 vehicles on the road, resulting in roughly 13 fatal crashes every year.
According to the Georgia Department of Transportation (GDOT), in 2021, there were 4,267 crashes in Columbia County, resulting in 1,723 injuries, with 10 of them fatal. On the other hand, 46 motorcycle crashes were recorded that same year which led to 40 injuries and 2 fatalities.
Approximately 1 in 4 fatalities in Columbia County are caused by drunk driving.

Columbia County - Housing Statistics and Analysis

Columbia County has an estimated 64,083 dwelling units which are mostly made up of owner-occupied (80%) versus renters (20%). This owner-occupied rate is higher than the Georgia state average of 65% and is the highest among its immediate neighbors, with Richmond County having the lowest homeownership rate in the region, followed by McDuffie County.
In the entire state of Georgia, Harris County records the highest owner-occupied rate of over 89%, while Chattahoochee County leads the region and the state in terms of rental properties (76%).
1 in 10 housing units in Columbia County experience housing problems like overcrowding, bad plumbing, and kitchen issues. In around 7% of homes, residents spend more than half of their income on housing expenses.

Columbia County - End of Life Statistics and Analysis

The average life expectancy for Columbia County residents is around 80.1 years, which is higher than the 77-year Georgia state average and the longest among its immediate neighbors. Looking at the adjacent counties, McDuffie County reports the shortest life span in the region, followed by Richmond County.
In the entire state of Georgia, the longest average life expectancy is observed in Forsyth County, at 82.3 years, while the shortest average is seen in Miller County, at 69.5 years old.
In 2022, there were nearly 24,000 seniors (65 and older) residing in Columbia County.

Life Insurance Facts

1. In 2022, 47% of Americans did not have an active life insurance policy of any type.
2. The insured’s age at the start of the policy is one of the basis of life insurance premiums. Therefore, if you obtain it at a younger age, you’ll save more in premiums over the duration of the policy.
3. Roughly 1 in 6 adults in Columbia County smoke, and this habit may affect the life insurance costs of almost 20 thousand adults who may have to pay up to 4 times more, compared to non-smokers. The life expectancy of a smoker is considered lower, making them riskier policyholders than nonsmokers.
4. Aside from the death benefit, Cash Value life insurance can be used for Living Benefits by the insured while they are still alive, to use as collateral for a loan, or even as a source of tax-free retirement income.

Columbia County - Funeral Expenses Statistics and Analysis

In Columbia County, the average funeral cost is roughly $8,600, which is higher than the Georgia state average ($5,900) and the highest among its adjacent neighbors, with Lincoln County posting the lowest average funeral price in the region, at $4,800, followed by Mcduffie County, at $5,300.
Statewide, Jones County records the most expensive average funeral expense, with around $11,700, while Jefferson County’s $4,000 average is the most cost-effective in the state.

Columbia County - Business

Commercial insurance needs vary between each of the nearly 3 thousand business establishments in Columbia County. The largest job-creating sectors are:

• Health Care and Social Assistance
• Educational Services
• Retail Trade

Columbia County - Insurance Help

By speaking with an insurance agent licensed to help Columbia County’s residents and businesses, expect the agent to do the following for you:

• analyze your needs and restrictions,
• review your current policy to make sure that the coverages are reflective of the current needs and the local insurance market. If updates are needed, the agent help to enact them,
• research the locally available plans that fit your needs and is usually able to find a better deal than what a consumer can find on their own,
• check for available savings and bundling discounts,
• provide you with the available options of coverage,
• explain how the differences between the options affect you once you start using each insurance product,
• assist you with the application process and getting quotes,
• answer all of your questions about coverages and costs - as it pertains to your specific situations
• conduct annual review of your policies, to make sure that the existing coverages meet your current insurance needs.