DeKalb County

DeKalb County - Health Statistics and Analysis

Around 21 percent of adults living in DeKalb County under the age of 65 do not have proper health insurance, which is above the state’s average of 19 percent. In the area, Fulton County and Henry County have the lowest figures, while the highest percentage of uninsured adults is seen in Clayton County.

In the state of Georgia, Oconee County has the lowest uninsured adult rate of 11%, while the highest rate is seen in Colquitt County (30%).

More than 19 percent of adults in DeKalb County encounter health problems. Around 27 percent of the DeKalb County population do not exercise regularly. Roughly 33 percent of adults living in DeKalb County are obese (with a BMI of 30 or more), which is similar to the state average of 33 percent. Fulton County’s 29 percent obesity rate is the lowest among the neighbors, and Clayton County’s 40 percent obesity rate is considered to be the highest.

In 2022, 109,886 DeKalb County residents were registered in Medicare, with the following utilization:

At least 11 health insurance companies provide inexpensive and often subsidized ACA health insurance in DeKalb County, on and off the federally-operated Georgia health insurance marketplace. In 2022, roughly 50 thousand DeKalb County residents were enrolled in private individual-market ACA plans.

DeKalb County - Driving Statistics and Analysis

There are around 615,430 private and business automobiles registered in DeKalb County. This figure represents about 7% of all vehicles registered in the entire state of Georgia.

Approximately 70 percent of adults in DeKalb County drive to work alone. Half of those daily commutes last more than 30 minutes.

Motor Vehicle Crashes in DeKalb County

Vehicular accidents in DeKalb County statistically result in deaths at a rate of 11 per 100 thousand vehicles on the road: around 68 fatal crashes per year.

In 2021, the Georgia Department of Transportation (GDOT) reported 38,692 vehicular accidents in DeKalb County that led to 16,947 injuries and 169 fatalities. On the other hand, 242 motorcycle crashes were recorded that same year which led to 185 injuries and 16 fatalities.

Over 23% of casualties in DeKalb County are caused by alcohol-impaired driving.

DeKalb County - Housing Statistics and Analysis

In 2022, 56% of DeKalb County’s estimated 325 thousand residences were owner-occupied. This is similar to the majority of Georgia, where most (65%) of its homes are also occupied by homeowners. Comparing the neighboring counties, Henry County has the most owner-occupied homes, while Clayton County has the highest ratio of renters.

Across the state of Georgia, the highest proportion of owner-occupied homes is found in Harris County, over 89%, while Chattahoochee County has the highest (76%) percentage of renters.

In DeKalb County, around 18 percent of residences encounter housing problems, poor plumbing, overcrowding, or issues with the kitchen. In 1 out of 6 dwellings, residents spend over half of their earnings just on housing.

DeKalb County - End of Life Statistics and Analysis

Residents of DeKalb County have average life expectancies of around 79.9 years old, which is higher than the Georgia state average of 77 years. In the area, Gwinnett County has the highest average life expectancy, while Clayton County has the lowest among the group.

The lowest average life expectancy in the state of Georgia is found in Miller County, at 69.5 years, while the longest life span is in Forsyth County (82.3).

In 2022, there were around 102,000 senior residents (65 and older) in DeKalb County.

Life Insurance Facts

1. In 2022, 47% of Americans did not have an active life insurance policy of any type.

2. Life insurance premiums are based on the age of the insured when the policy starts, among other aspects. The younger you are when you lock in your best rate, the more you save in premiums over the lifespan of the policy.

3. 15 percent of the adults in DeKalb County smoke, and this lifestyle will likely affect the life insurance costs of approximately 88 thousand adults who may have to pay up to 4 times compared to non-smokers. A smoker’s life expectancy is considered shorter, making them more of a risk than people who do not smoke.

4. Besides the death benefit, Cash Value life insurance can be used for Living Benefits by the insured while they are still alive, to borrow against it, or even used as a source of tax-free retirement income.

DeKalb County - Funeral Expenses Statistics and Analysis

The average price of a funeral in DeKalb County is around $7,800, which is higher than the Georgia state average of $5,900. In the region, Rockdale County has the highest funeral cost average ($9,600), while the most affordable funerals are found in Clayton County ($5,600). Statewide, Jefferson County is observed to have the most affordable funerals (averaging $4,000), while the highest average price for a funeral in the state of Georgia is in Jones County, with an average of around $11,700.

DeKalb County - Business

Commercial insurance needs differ between each of the estimated 18 thousand business establishments in DeKalb County. The largest job-creating sectors are:

• Health Care & Social Assistance

• Professional, Scientific, & Technical Services

• Retail Trade

DeKalb County - Insurance Help

By speaking with an insurance agent licensed to help DeKalb County’s residents and businesses, expect the agent to do the following for you:

• analyze your needs and restrictions,

• review your current policy to make sure that the coverages are reflective of the current needs and the local insurance market. If updates are needed, the agent help to enact them,

• research the locally available plans that fit your needs and is usually able to find a better deal than what a consumer can find on their own,

• check for available savings and bundling discounts,

• provide you with the available options of coverage,

• explain how the differences between the options affect you once you start using each insurance product,

• assist you with the application process and getting quotes,

• answer all of your questions about coverages and costs - as it pertains to your specific situations

• conduct annual review of your policies, to make sure that the existing coverages meet your current insurance needs.