Fulton County

Fulton County - Health Statistics and Analysis

Approximately 15% of Fulton County’s adult population do not have proper health insurance coverage — 4 percentage points lower than the Georgia state average of 19%. Among Fulton County’s adjacent neighbors, Fayette County and Forsyth County have the lowest figures, while the highest percentage of uninsured adults is observed in Clayton County.

The highest uninsured adult rate in the state of Georgia is in Colquitt County, with nearly 30 percent, while the lowest rate is observed in Oconee County, at around 11% of the adult residents.

Roughly 17% of adults in Fulton County report problems with health. This is partially due to the fact that nearly 24% of the Fulton County population do not participate in physical exercise activities. Approximately 29% of the Fulton County adult residents are considered obese (with a BMI of 30 or more), which is lower than Georgia's 33% average. Forsyth County’s 27% obesity rate is the lowest among the neighbors.

In 2022, 142,477 Fulton County residents were enrolled in Medicare, with the following utilization:

At least 11 health insurance companies offer affordable and frequently subsidized ACA health insurance in Fulton County, on and off the federally-operated Georgia health insurance marketplace. In 2022, over 70,000 Fulton County residents were enrolled in private individual-market ACA plans.

Fulton County - Driving Statistics and Analysis

An estimated 876,536 private and commercial vehicles call the roads of Fulton County their home. This number accounts for approximately 10% of all vehicles registered in the entire state of Georgia.

More than half of Fulton County’s adult drivers commute to work by themselves. Due to heavy traffic, around 41% of those commutes last for over 30 minutes.

Motor Vehicle Crashes in Fulton County

Motor vehicle fatalities in Fulton County statistically occur at a rate of 10 per 100,000 vehicles on the road: approximately 91 fatal crashes per year.

According to the Georgia Department of Transportation (GDOT), in 2021, there were 58,045 crashes in Fulton County that led to 24,433 injuries and 187 fatalities. A total of 454 motorcycle crashes were recorded that same year that led to 376 injuries and 13 fatalities.

Approximately 17% of fatalities in Fulton County are caused by alcohol-impaired driving.

Fulton County - Housing Statistics and Analysis

Unlike the majority of Georgia, where most (64%) homes are owner-occupied, Fulton County’s estimated 508,000 housing properties are almost evenly distributed between homeowners (53%) and renters (47%). This suggests that almost every other home is a rental unit, which is also true for Fulton County’s neighbors, Clayton County and DeKalb County.

Across Georgia, Harris County has the highest homeownership rate of over 89%, while Chattahoochee County is the state leader of rental properties, with nearly 76% of its real estate for rent.

Close to 18% of housing units in Fulton County experience housing problems, overcrowding, poor plumbing, or issues with the kitchen. In 1 out of 6 homes, residents spend more than 50% of their income on housing.

Fulton County - End of Life Statistics and Analysis

The average life expectancy for the residents of Fulton County is around 79 years old, which is around 2 years lower than the 77-year Georgia state average. Looking at the adjacent counties, Forsyth County records the longest life expectancies, not just in the region but also across Georgia. Carroll County, on the other hand, posts the shortest average.

While the longest average life expectancy in Georgia is observed in Forsyth County, the shortest average statewide is seen in Miller County, at 69.5 years old.

In 2022, there were approximately 134,000 seniors (65 and older) residing in Fulton County.

Life Insurance Facts

1. In 2022, 47% of Americans did not have an active life insurance policy of any type.

2. Life insurance premiums are based on the age of the insured when the policy begins, among other factors. The younger you are when you lock in your best rate, the more you save in premiums over the course of the policy.

3. Almost 14% of the adults in Fulton County smoke, and this habit will likely affect the life insurance costs of more than 120,000 adults by up to 4 times compared to non-smokers. A smoker’s life expectancy is deemed shorter, making them more of a risk than people who do not smoke.

4. Besides the death benefit, Cash Value life insurance can be used for Living Benefits by the insured while they are still alive, to borrow against it, or even used as a source of tax-free retirement income.

Fulton County - Funeral Expenses Statistics and Analysis

Funeral expense costs in and around Fulton County differ drastically. The average funeral price in Fulton County is around $6,200, which is higher than the Georgia state average ($5,900). Comparing the counties in the immediate area, Cobb County has the highest funeral cost average of $8,300, followed by DeKalb County’s $7,800 average. On the other end of the spectrum is Forsyth County, at $5,500 — with the most affordable funerals in the region.

In the entire state of Georgia, Jones County tends to have the most expensive funerals averaging around $11,700, while Jefferson County’s $4,000 average is the most affordable in the state.

Fulton County - Business

Commercial insurance needs vary between each of the estimated 39 thousand business establishments in Fulton County, as part of the Atlanta metro area. The largest job-creating sectors are:

• Professional, Scientific, and Technical Services

• Health Care & Social Assistance

• Educational services

Fulton County - Insurance Help

By speaking with an insurance agent licensed to help Fulton County’s residents and businesses, expect the agent to do the following for you:

• analyze your needs and restrictions,

• review your current policy to make sure that the coverages are reflective of the current needs and the local insurance market. If updates are needed, the agent help to enact them,

• research the locally available plans that fit your needs and is usually able to find a better deal than what a consumer can find on their own,

• check for available savings and bundling discounts,

• provide you with the available options of coverage,

• explain how the differences between the options affect you once you start using each insurance product,

• assist you with the application process and getting quotes,

• answer all of your questions about coverages and costs - as it pertains to your specific situations

• conduct an annual review of your policies, to make sure that the existing coverages meet your current insurance needs.