Gwinnett County

Gwinnett County - Health Statistics and Analysis

The whole state of Georgia has an average of 19 percent uninsured adult rate, which is lower than Gwinnett County’s 21 percent uninsured adults. In the neighboring region, Hall County has the highest percentage of uninsured adults, while the lowest is in Forsyth County.

Colquitt County records the highest uninsured adult rate statewide, with nearly 30%, while Oconee County is observed to have the lowest rate, at around 11%.

Around 19 percent of adults in Gwinnett County encounter health problems. More than 29 percent of the Gwinnett County population do not engage in physical exercises or activities. Approximately 32 percent of the adults residing in Gwinnett County are obese (with a BMI of 30 or more), which is lower than the Georgia state average of 33 percent. In the area, the lowest percentage of adults with obesity is found in Forsyth County (27%), while the highest is in Rockdale County (38%).

In 2022, 116,525 Gwinnett County residents were registered in Medicare, with the following utilization:

At least 11 health insurance companies provide inexpensive and often subsidized ACA health insurance in Gwinnett County, on and off the federally-operated Georgia health insurance marketplace. In 2022, around 62 thousand Gwinnett County residents were enrolled in private individual-market ACA plans.

Gwinnett County - Driving Statistics and Analysis

Gwinnett County’s roadways are home to around 764,407 business and private vehicles. This is equivalent to around 9% of all registered vehicles in Georgia state.

An estimated 77 percent of adults in Gwinnett County drive to and from their work alone, and over half of those travels last longer than 30 minutes each way.

Motor Vehicle Crashes in Gwinnett County

Vehicular accidents in Gwinnett County statistically result in deaths at a rate of 9 per 100 thousand vehicles on the road: around 66 fatal crashes per year.

In 2021, the Georgia Department of Transportation (GDOT) reported 27,285 vehicular accidents in Gwinnett County that led to 11,052 injuries and 70 fatalities. On the other hand, 160 motorcycle crashes were recorded that same year which led to 121 injuries and 7 fatalities.

Over 24% of casualties in Gwinnett County are caused by alcohol-impaired driving.

Gwinnett County - Housing Statistics and Analysis

In Gwinnett County’s estimated 327,949 residences, most of them are owner-occupied, which is similar to the majority of the entire Georgia state’s residential marketplace where 65% of its homes are occupied by homeowners. In the area, Forsyth County has the highest proportion of owner-occupied homes, while Fulton County has the highest in renters.

Across the state of Georgia, Chattahoochee County leads in the percentage of residences for rent, nearly 76%, while the lowest tenancy is found in Harris County, with just 11%.

Roughly 17 percent of residences in Gwinnett County experience problems with housing, overcrowding, poor plumbing, issues with the kitchen. In 15 percent of homes, residents spend more than half of their earnings on housing.

Gwinnett County - End of Life Statistics and Analysis

Compared to the state average of Georgia (77 years), Gwinnett County shows higher average life expectancy at nearly 81 years old. Looking at the neighbors, Walton County has the lowest average among the group, while Forsyth County shows the longest life spans, not just in the area, but also across the state of Georgia.

Statewide, Miller County has the lowest average life expectancy, at 69.5 years old.

In 2022, there were an estimated 103 thousand senior residents (65 and older) in Gwinnett County.

Life Insurance Facts

1. In 2022, 47% of Americans did not have an active life insurance policy of any type.

2. Life insurance premiums are based on the age of the insured when the policy starts, among other aspects. The younger you are when you lock in your best rate, the more you save in premiums over the duration of the policy.

3. Around 15 percent of the adults in Gwinnett County smoke, and this lifestyle will likely affect the life insurance costs of close to 105 thousand adults who may have to pay up to 4 times more compared to non-smokers. A smoker’s life expectancy is considered shorter, making them more of a risk than people who do not smoke.

4. Besides the death benefit, Cash Value life insurance can be used for Living Benefits by the insured while they are still alive, to borrow against it, or even used as a source of tax-free retirement income.

Gwinnett County - Funeral Expenses Statistics and Analysis

Gwinnett County has an average funeral price of around $6,300, which is above the state average of Georgia ($5,900). Among the neighboring counties, Rockdale County has the highest average cost for a funeral ($9,600), while the least expensive is in Forsyth County, averaging $5,500. Statewide, Jones County has the highest average price for a funeral, more or less $11,700, while the lowest is in Jefferson County, with an average of $4,000.

Gwinnett County - Business

Commercial insurance needs differ between each of the estimated 26 thousand business establishments in Gwinnett County, as part of the Peachtree Corners metro area. The largest job-creating sectors are:

• Retail Trade

• Health Care & Social Assistance

• Manufacturing

Gwinnett County - Insurance Help

By speaking with an insurance agent licensed to help Gwinnett County’s residents and businesses, expect the agent to do the following for you:

• analyze your needs and restrictions,

• review your current policy to make sure that the coverages are reflective of the current needs and the local insurance market. If updates are needed, the agent help to enact them,

• research the locally available plans that fit your needs and is usually able to find a better deal than what a consumer can find on their own,

• check for available savings and bundling discounts,

• provide you with the available options of coverage,

• explain how the differences between the options affect you once you start using each insurance product,

• assist you with the application process and getting quotes,

• answer all of your questions about coverages and costs - as it pertains to your specific situations

• conduct annual review of your policies, to make sure that the existing coverages meet your current insurance needs.