More than one-fourth of adult residents in Hall County do not own proper health insurance coverage – this rate is 7 percentage points greater than the state average (19%) in Georgia. Hall County has the highest percentage of uninsured adults among its adjacent counties, while Forsyth County has the lowest figure.
Across Georgia, the highest uninsured adult rate is in Colquitt County, with nearly 30%, while the lowest rate is observed in Oconee County, at around 11% of the adult residents.
In Hall County, over 1 in 5 of the adult population report problems with health. Their health issue partially stemmed from the fact that nearly 32% of residents are physically inactive. Obesity (with a BMI of 30 or more) is also a problem among the estimated 34% of adult residents in Hall County, which is similar to Georgia’s 33% average. Forsyth County’s 27% obesity rate is the lowest among the neighbors, followed by Dawson County and White County both at 30%.
In 2022, 37,443 Hall County residents were enrolled in Medicare, with the following utilization:
|Hall COUNTY - MEDICARE||Usage|
|Original Medicare Part A and Part B||47%|
|Medicare Advantage and Other Health Plan Part A and Part B Beneficiaries||46%|
|Medicare Part D (Medigap)||36%|
|Medicare Advantage Prescription Drug Plan||43%|
At least 11 health insurance companies offer affordable and frequently subsidized ACA health insurance in Hall County, on and off the federally-operated Georgia health insurance marketplace. In 2022, nearly 14 thousand Hall County residents were enrolled in private individual-market ACA plans.
Hall County’s roads are home to an estimated 168,236 private and commercial vehicles. This figure accounts for approximately 2% of all vehicles registered in the entire state of Georgia.
Nearly 4 in 5 adult drivers in Hall County commute to work by themselves. Due to heavy traffic, around 35% of those commutes last for over 30 minutes.
Motor vehicle fatalities in Hall County statistically occur at a rate of 13 per 100,000 vehicles on the road: approximately 22 fatal crashes per year.
According to the Georgia Department of Transportation (GDOT), in 2021, there were 7,634 crashes in Hall County that led to 2,900 injuries and 30 fatalities. On the other hand, 98 motorcycle crashes were recorded that same year which led to 83 injuries and 4 fatalities.
Approximately 18% of fatalities in Hall County are caused by alcohol-impaired driving.
On average, 64% of homes in Georgia are occupied by their owners. This tendency is mirrored by Hall County’s estimated 80,881 housing properties which are mostly (69%) homeowner-occupied. Meanwhile, the remaining units are occupied by renters (31%). This type of distribution is also true for all of Hall County’s neighbors, with Forsyth County having the greatest number of homeowner-occupied properties, followed by Dawson County.
Statewide, the highest homeownership rate is observed in Harris County (89%), while the highest number of real estate for rent is in Chattahoochee County (76%).
Close to 17% of housing units in Hall County experience housing problems, overcrowding, poor plumbing, or issues with the kitchen. In more than 12% of homes, residents spend more than 50% of their income on housing.
|COUNTY||Average Life Expectancy|
Hall County residents live, on average, to 79 years old, which is around 2 years longer than the average life expectancy in Georgia (77 years old). Compared with its adjacent counties, Forsyth County records the longest life expectancies, not just in the region but also across Georgia. Banks County, on the other hand, posts the shortest average.
While Forsyth County has the longest average life span in Georgia, the shortest average life expectancy statewide is seen in Miller County, at 69.5 years old.
In 2022, there were approximately 34 thousand seniors (65 and older) residing in Hall County.
In 2022, 47% of Americans did not have an active life insurance policy of any type.
Life insurance premiums are based on the insured's age when the policy begins, among other factors. The younger you are when you lock in your best rate, the more you save in premiums over the course of the policy.
Around 18% of the adults in Hall County smoke, and this habit will likely affect the life insurance costs of more than 28 thousand adults who may have to pay up to 4 times more compared to non-smokers. A smoker’s life expectancy is deemed shorter, making them more at risk than people who do not smoke.
Besides the death benefit, Cash Value life insurance can be used for Living Benefits by the insured while they are still alive, to borrow against it, or even used as a source of tax-free retirement income.
There are different funeral expense ranges in Hall County and its bordering areas. Around $4,900 is the average funeral price in Hall County, which is less than the state average in Georgia ($5,900). Hall County’s average is also the lowest compared to its neighboring counties. On the other hand, Jackson County has the highest burial cost average of $6,400, followed by Habersham County and Gwinnett County, averaging at around $6,300.
Around the state: Funeral homes in Jones County tend to charge the most expensive burials costs, averaging more or less $11,700, while funeral services in Jefferson County are the most affordable in the state, at closer to $4,000.
Commercial insurance needs vary among each of the nearly 4.7 thousand business establishments in Hall County. The largest job-creating sectors are:
Health Care & Social Assistance
By speaking with an insurance agent licensed to help Hall County’s residents and businesses, expect the agent to do the following for you:
analyze your needs and restrictions,
review your current policy to make sure that the coverages are reflective of the current needs and the local insurance market. If updates are needed, the agent help to enact them,
research the locally available plans that fit your needs and is usually able to find a better deal than what a consumer can find on their own,
check for available savings and bundling discounts,
provide you with the available options of coverage,
explain how the differences between the options affect you once you start using each insurance product,
assist you with the application process and getting quotes,
answer all of your questions about coverages and costs - as it pertains to your specific situations
conduct annual review of your policies, to make sure that the existing coverages meet your current insurance needs.