Houston County

Houston County - Health Statistics and Analysis

In Houston County, around 16% of adults do not have proper health insurance coverage. This rate is 3 percentage points lower than the Georgia state average (19%) and the lowest among its neighboring counties. Among Houston County's neighbors, the highest uninsured adult rate is in Dooly County, followed by Macon County and Peach County.

Across Georgia, Colquitt County holds the highest uninsured adult rate, with nearly 30%. In contrast, the lowest rate is observed in Oconee County, at around 11% of residents.

Nearly 1 in 5 residents of Houston County experience problems with health. Furthermore, around 31% of its population do not participate in physical exercise activities, contributing to 35% of the residents being considered obese (with a BMI of 30 or more), which is higher than Georgia's obesity rate average of 33% but the lowest among its adjacent neighbors. Looking at Houston County’s region, the highest obesity rate is in Dooly County and Macon County, averaging around 42%.

In 2022, 27,170 Houston County residents were enrolled in Medicare, with the following utilization:

At least 11 health insurance companies offer inexpensive and frequently subsidized ACA health insurance in Houston County, on and off the federally-operated Georgia health insurance marketplace. In 2022, nearly 11 thousand Houston County residents were enrolled in private individual-market ACA plans.

Houston County - Driving Statistics and Analysis

The roads of Houston County are home to around 130,773 personal and commercial automobiles. This figure accounts for roughly 1.50% of all vehicles registered in the entire state of Georgia.
Approximately 85% of adult drivers in Houston County commute to their place of employment by themselves, and 1 in 4 of those trips last for more than 30 minutes.

Motor Vehicle Crashes in Houston County

In Houston County, traffic-related deaths statistically occur at a rate of 11 per 100,000 cars on the road, resulting in around 15 fatal crashes each year.
According to the Georgia Department of Transportation (GDOT), in 2021, there were 4,409 crashes in Houston County that led to 1,860 injuries and 21 fatalities. On the other hand, 55 motorcycle crashes were recorded that same year which led to 51 injuries and 3 fatalities.
About 17% of deaths in Houston County are caused by alcohol-impaired driving.

Houston County - Housing Statistics and Analysis

A large part of Houston County’s estimated 68,367 housing units are composed of homeowners (66%) against renters (34%), which is similar to the majority of Georgia (64% / 36%) owner-occupied to renters split. Looking at Houston County’s adjacent neighbors, Twiggs County reports the highest homeownership rate, while Bibb County is split almost evenly between owner-occupied and renters.
Statewide, Harris County has the highest owner-occupied rate of over 89%, while Chattahoochee County has the lowest rate, with nearly 24%.
Roughly 1 in 7 dwelling units in Houston County have housing issues, such as overcrowding, inadequate plumbing, or kitchen concerns. In around 11% of homes, residents spend more than half of their income on housing expenses.

Houston County - End of Life Statistics and Analysis

The average lifespan of residents in Houston County is around 76.5 years, close to the Georgia state average of 77 years. Among its adjacent counties, Pulaski County has the longest average life expectancy, while the shortest in the region is in Twiggs County.
Across Georgia, the longest average lifespan is seen in Forsyth County, with 82.3 years, while the shortest is seen in Miller County, at 69.5 years old.
In 2022, there were approximately 22,000 seniors (65 and older) residing in Houston County.

Life Insurance Facts

1. In 2022, 47% of Americans did not have an active life insurance policy of any type.
2. Life insurance premiums depend on how old the person is, among other factors when the policy starts. Therefore, if you obtain it at a younger age, the more you'll save in premiums throughout the policy.
3. Approximately 18% of the adults in Houston County smoke, and this practice will likely affect the life insurance costs of nearly 22 thousand adults who may have to pay up to 4 times more, compared to non-smokers. A smoker’s life expectancy is deemed shorter, making them more of a risk than non-smokers.
4. Aside from the death benefit, Cash Value life insurance can be used for Living Benefits by the insured while they are still alive, to borrow against it, or even used as a source of tax-free retirement income.

Houston County - Funeral Expenses Statistics and Analysis

The average funeral cost in Houston County is around $5,100, which is lower than the Georgia state average of $5,900. Among Houston County’s surrounding neighbors, Macon County posts the highest average funeral, with around $7,000, while the least expensive funerals are in Peach County, at about $4,700.
In the entire state of Georgia, the most expensive funeral cost is in Jones County, averaging more or less $11,700. Jefferson County’s $4,000 average is usually the most affordable in the state.

Houston County - Business

Commercial insurance needs differ between each of the over 2.6 thousand business establishments in Houston County. The largest job-creating sectors are:

• Public Administration
• Retail Trade
• Health Care & Social Assistance

Houston County - Insurance Help

By speaking with an insurance agent licensed to help Houston County’s residents and businesses, expect the agent to do the following for you:

• analyze your needs and restrictions,
• review your current policy to make sure that the coverages are reflective of the current needs and the local insurance market. If updates are needed, the agent help to enact them,
• research the locally available plans that fit your needs and is usually able to find a better deal than what a consumer can find on their own,
• check for available savings and bundling discounts,
• provide you with the available options of coverage,
• explain how the differences between the options affect you once you start using each insurance product,
• assist you with the application process and getting quotes,
• answer all of your questions about coverages and costs - as it pertains to your specific situations
• conduct annual review of your policies, to make sure that the existing coverages meet your current insurance needs.