Lowndes County

Lowndes County - Health Statistics and Analysis

An estimated 22% of Lowndes County’s adult population do not have proper health insurance coverage — 3 percentage points higher than the Georgia state average of 19%. Comparing Lowndes County’s neighbors, Lanier County has the lowest figure of

uninsured adults, while the highest percentage is in Echols County.

The highest rate of uninsured adults in the entire state of Georgia is in Colquitt County, with nearly 30%, while the lowest rate is in Oconee County, at 11%.

23% of adults in Lowndes County report various health problems, which is partially due to the fact that 33% of them do not participate in daily physical activities. Meanwhile, nearly 37% of the Lowndes County adult population are considered obese (with a BMI of 30 or more), which is slightly lower than Georgia's 33% average. Cook County’s 39% obesity rate is the highest among the neighboring counties.

In 2022, 19,456 Lowndes County residents were enrolled in Medicare, with the following utilization:

There are at least 11 health insurance companies that offer affordable and cost-efficient frequently subsidized ACA health insurance in Lowndes County, on and off the federally-operated Georgia health insurance marketplace. In 2022, more than 7,000 Lowndes County residents got enrolled in private individual-market ACA plans.

Lowndes County - Driving Statistics and Analysis

An estimated 95,843 private and commercial vehicles call the roads of Lowndes County their home. This number constitutes an estimated 1.1% of all vehicles registered in the entire state of Georgia.
Nearly 84% of Lowndes County’s adult drivers commute to work alone. Around 15% of those commutes last for more than 30 minutes.

Motor Vehicle Crashes in Lowndes County

Motor vehicle crash deaths in Lowndes County occur at a rate of 12 per 100,000 vehicles on the road, which is approximately 11-12 fatal accidents per year.
According to the Georgia Department of Transportation (GDOT), in 2021, there were 4,056 crashes in Lowndes County that led to 1,388 injuries and 27 fatalities. A total of 58 motorcycle crashes were recorded that same year that led to 48 injuries and 3 fatalities. Almost 21% of motor vehicle fatalities in Lowndes County are attributed to alcohol-impaired driving.

Lowndes County - Housing Statistics and Analysis

In most counties of Georgia, 65% of housing properties are owner-occupied. Lowndes County’s estimated 52,736 dwelling units are split almost evenly, with 53% homeowners and 47% renters. When compared to its neighboring counties, Lowndes County has the lowest rate of homeownership. Echols County has the highest figure, followed by Brooks County.
All over Georgia, Harris County has the highest homeownership rate (89%), while Chattahoochee County has the highest property rental rate (76%).
Nearly 17% of housing units in Lowndes County encounter housing problems, such as poor plumbing, overcrowding, or issues with the kitchen. In 1 out of 7 housing units, residents spend more than 50% of their income on housing.

Lowndes County - End of Life Statistics and Analysis

The average life expectancy of Lowndes County residents is around 75 years old, which is 2 years lower than the average 77-year Georgia state life expectancy. In comparison to the neighboring counties, Echols County has the longest life expectancies. Meanwhile, Brooks County reports the shortest average.
Statewide, the longest average life expectancy in entire Georgia is in Forsyth County (82.3), while the shortest average is 69.5 years old, as seen in Miller County.
In 2022, there were almost 16,000 seniors aged 65 and older living in Lowndes County.

Life Insurance Facts

1. In 2022, 47% of Americans did not have any type of active life insurance policy.
2. One of the factors by which Life insurance premiums are based, is the age of the insured at the time their policy starts. The younger you are when you acquire your best rate, the more you save in insurance premiums over the entire duration of the policy.
3. Approximately 20% of the adults in Lowndes County are smokers, which in turn affects the life insurance costs of more than 18,000 individuals by up to 4 times compared to non-smokers. In addition, a smoker’s life expectancy may be cut short, which means that they tend to have a higher risk than non-smokers.
4. The insured can use the death benefit, but while they are still alive, Cash Value life insurance can be used for Living Benefits. They may also borrow against it or use it as a source of tax-exempt retirement income.

Lowndes County - Funeral Expenses Statistics and Analysis

Funeral expense costs in Lowndes County vary. The average funeral price in Lowndes County is around $5,500, which is a bit lower than the Georgia state average ($5,900). Comparing the counties in the immediate area, Lanier County has the highest funeral cost average of $6,200, followed by Brooks County’s $6,100 average. Meanwhile, the most affordable funeral in the neighboring areas is in Berrien County, at $4,600.
Statewide, Jones County has the most expensive funeral cost that is priced at more or less $11,700, while Jefferson County has an average funeral price of $4,000, which is deemed the most affordable in Georgia.

Lowndes County - Business

Commercial insurance needs vary between each of the nearly 3 thousand business establishments in Lowndes County. The largest job-creating sectors are:

• Retail Trade
• Health Care & Social Assistance
• Educational Services

Lowndes County - Insurance Help

By speaking with an insurance agent licensed to help Lowndes County’s residents and businesses, expect the agent to do the following for you:

• analyze your needs and restrictions,
• review your current policy to make sure that the coverages are reflective of the current needs and the local insurance market. If updates are needed, the agent help to enact them,
• research the locally available plans that fit your needs and is usually able to find a better deal than what a consumer can find on their own,
• check for available savings and bundling discounts,
• provide you with the available options of coverage,
• explain how the differences between the options affect you once you start using each insurance product,
• assist you with the application process and getting quotes,
• answer all of your questions about coverages and costs - as it pertains to your specific situations
• conduct an annual review of your policies, to make sure that the existing coverages meet your current insurance needs.